Casino Inactivity Fees: What a Quiet Account Can Cost

You leave money in a casino account and walk away. Some casinos will start charging you to do that. It’s in the terms and conditions and they will take money from your account each month. Some casinos keep what’s left after they charge you. Here are the casinos and how much they charge.

  • 5% a monthThrill's fee on a dormant balance
  • $10 a monthBets.io's dormant fee, about ₦13,260
  • 3 monthsquiet time before 22Bet, 1xBet and Betwinner block an account

Adaeze NwosuBy Adaeze Nwosu, Lagos. Updated .

What a casino inactivity fee is

Inactive, dormant, and the monthly charge.

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Not using your account for a certain period of time can result in that money being charged. Casinos call that kind of account an inactive or dormant account. Inactive and dormant accounts mean the same thing. The money is charged the account fee.

Three things determine the account charge. The first is how long the account can’t be used. The second is how much the fee is. The last is if the casino can close the account and not let you have the rest.

Which crypto casinos charge inactivity fees

The dormancy rule at each casino, from its terms.

Line drawing of an hourglass with sand running
Inactivity and dormant account rules at crypto casinos
CasinoQuiet forWhat the terms allow
Thrill12 months5% of the balance a month; under $5, all of it
Bets.io180 days without a login$10 a month; after a year, closure and confiscation if a refund fails
BitStarz6 months without a loginAt least €5 a month, about ₦7,560
Roobet6 months without a loginMay close accounts with a zero balance; no fee listed
Cloudbet12 monthsMay suspend; support reactivates; no fee listed
22Bet3 monthsAccount blocked; the Security Service unblocks it
1xBet3 monthsMay block; the security team unblocks it
Betwinner3 monthsAccount blocked; the Security Service unblocks it

Thrill added its fee to the terms on 16 September 2026, and it is the steepest here because it grows with your balance. 22Bet, 1xBet and Betwinner block a quiet account sooner than anyone, but their terms list no fee, so the money waits until you contact support. Winna's terms have no dormancy clause, and Bitguruz only says to contact support if a dormant account needs a withdrawal.

Thrill terms 6.2 on inactive and dormant accounts: dormant after 12 months, a monthly fee of 5% of the balance, the entire balance if under $5
Thrill's terms, section 6.2.

What a dormant account fee costs in naira

A forgotten ₦50,000 balance, after 12 months of fees.

Line drawing of a bank building with columns and steps
  • Thrill: 5% of what is left, each month₦27,018 left
  • Bets.io: three $10 fees, then the balance cannot cover a fourth₦10,219 left
  • BitStarz: €5 a month at the minimum, until zero₦0 left

Our arithmetic at CoinGecko rates on 25 September 2026: $1 is about ₦1,326 and €1 about ₦1,512. The fees start after each casino's own quiet period, so the 12 months begin at 6 months for BitStarz, 180 days for Bets.io and 12 months for Thrill. BitStarz's fee is "a minimum" of €5, so it can empty the account faster than this.

A dormant account for more than 1 year at Bets.io comes with a similar risk. If a refund fails, Bets.io is allowed to close the account and keep the funds.

How to avoid casino inactivity fees

Five habits that keep a quiet balance whole.

Line drawing of a gift box locked with a padlock
  1. Withdraw before a long break

    Accounts with a zero balance can not be charged. So, fees described in this document, will not be charged.

  2. Log in before the deadline

    The accounts at BitStarz, Bets.io and Roobet are charged after a period of in-activity from the last time the account was logged in to. Thrill's terms do not define inactivity, so do not rely on a login there.

  3. Keep your e-mail address current

    BitStarz tells you by e-mail, Bets.io gives 30 days' notice, and Thrill says it will notify you. A dead inbox means no warning.

  4. Keep your KYC documents to hand

    Thrill can ask for identity checks before it reactivates an account or pays out. Our crypto casino KYC guide lists what to prepare.

  5. Do not use a casino as a wallet

    Cash out your casino funds to a cryptocurrency wallet or exchange. Use our guide to help you cash out and deposit to Nigerian banks.

We recommend you contact the Security departments at 22Bet, 1xBet or Betwinner to unblock your accounts, as described in their terms. The email addresses to contact are security@22bet.com, security-en@1xbet-team.com, and Betwinner’s Security Service via support.

What the law says

Since a Supreme Court ruling of 22 November 2024, each state licenses gambling within its borders. Crypto is legal and regulated by the SEC. A casino licensed abroad is not licensed by any Nigerian state, and our reviews say which kind each casino is.

Check before you play

Lagos law makes promoting unlicensed gaming an offence, and the Lagos authority publishes a list of operators it calls illegal; none of them appear on this site. Check that playing is lawful where you live. Our guide is crypto gambling legal in Nigeria explains the rules.

Casino inactivity fees: common questions

Taking a break from gambling

A good reason to empty the account first.

Stepping away is healthy, and a balance left behind can pull you back. Withdraw it, and if you want the break to hold, ask the casino to close or exclude your account.

If you feel that gambling has crossed the line and is no longer fun, you should reach out for help.

Gamble Alert: +234 916 295 7989 (24/7), toll-free +234 705 889 0073. MANI: 0809 111 6264.

Free, confidential helplines. You must be 18 or older to gamble.